Insurance & Financial Policy

Financial Policy
Prompt payment of our charges enables us to continue to provide the highest level of care possible. We accept cash, check, Visa and Mastercard.

Participating Insurances
Co-payments are expected at the time of service. We participate with most major carriers. It is your responsibility to make sure your plan allows you to be seen by one of our physicians. It is also your responsibility to let us know when there is a change in your health insurance coverage.

Non Participating Insurances
We will submit claims on your behalf to nonparticipating insurances. We accept assignment on our claims, which means the insurance company, will pay us directly. You will be billed for any remaining balance not covered by your insurance company. If your insurance company has not paid us within 60 days of the service date, you will be financially responsible for these services.

Patients with no insurance
Payment in full is expected at the time your visit unless arrangements have been made in advance.

Referrals
If your insurance requires a referral, it is your responsibility to obtain the referral from your primary care physician (PCP). Referrals are to be faxed to 518-438-0981.

Non Covered Services
Some of our services may not be covered by your insurance. We will make every effort to inform you if we believe a service may not be covered by your insurance plan. It is your responsibility to know the coverage limitations of your health insurance plan.